How Can I Get Car Financing With a Bad Credit Score?

January 3rd, 2019 by

Smartphone showing a poor credit score rating

If you’re like many Tucson drivers, you may be wondering, “Can I get a car loan with bad credit?” You might be surprised to learn that you can! Our knowledgeable finance team works with car buyers with less-than-perfect credit history to help them choose the best rates and terms available. Learn more about how to get a car with bad credit below, then check out our latest used vehicle specials!

How to Finance a Car With Bad Credit

With Royal Automotive Group, it’s simple! Take a few moments to complete our online car loan application to get pre-approved. Afterward, our finance team will work with you side-by-side to learn more about the terms and monthly payments that work for you. You can also take advantage of our other online finance tools, including our car payment calculator and trade-in value estimator.

Tips for Financing with Bad Credit

Whether you have good credit or bad credit, buying a car is a huge financial decision. If your credit score isn’t great, follow these steps to make the car buying process easier and more rewarding:

  • Check your credit report and try to improve your score as much as possible before applying for a car loan.
  • Decide how much you can afford to pay each month.
  • Shop for the car you need — not the car you want.
  • Communicate openly with us!
  • If you can, make a larger down payment.

Can a Car Loan Boost My Credit Score?

Yes, it can! If you take out a car loan, you can improve your credit score by making payments on time and in full. Over time, you may be able to qualify for lower interest loans and credit cards.

Shop Reliable Cars Near Tucson Today!

To summarize: The answer to the question “can you finance a car with bad credit” is yes, especially with Royal Automotive Group in your corner. Contact us with any questions about our financing process or our used inventory!

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